My partner and I are delighted with the way Snedden Ltd managed the whole loan application process.

You met and exceeded your commitment of making the entire loan application process fast, efficient and easy for us. Even when faced with challenges by the bank, you were able to calm the situation and allow for the settlement to proceed without any hitches.

We would definitely use your services again and will be happy to refer you willingly.

Ben & Charlotte

We were very impressed with the level of service provided to us by Luke; right from the initial meeting to when our mortgage was signed (in fact, he’s even contacted us since then to see how we are settling in to our new home).

It’s clear that he is very passionate about his job and genuinely cares about structuring the most suitable mortgage for his clients. It took us a while to find a house and when we did finally buy one, we opted for a long settlement – Luke remained patient and supportive throughout and was always available for questions.

Thanks once again Luke – we really appreciate all your efforts!

Roman & Anna

Thank you very much for your help, assistance and advice through process of getting Home loan. I definitely will recommend you to my friends.

David & Helen

We were extremely impressed with the level of service Luke provided us throughout our mortgage and insurance application process.

Our mortgage application was particularly complex, and Luke handled all of our queries in a very professional and prompt manner. He was readily available and provided sound advice when going through our options. He explained things to us in detail so we understood exactly what we were signing.

A big thank you Luke for all of your help. We will be recommending you to all of our friends and family.

Lesley M – Auckland

Malcolm has looked after our Mortgages for the last three years, both with refinancing and on a new property purchase. His knowledge has proved to be invaluable and it's reassuring that when we e-mail or call him he responds in a diligent, honest and professional manner. He always talks through our options and he keeps everything at a level which we can understand, couple this with his personal service we have no hesitation in recommending him to friends.

Tasha S – North Shore

Malcolm made the whole process incredibly easy. Malcolm took me through step by step and was more than happy to answer all my silly questions that I threw his way. One the day of my first auction, I emailed him in the middle of a nervous breakdown stating I was too scared to bid and that I thought I was doing the wrong thing – he took the time out to calm me down and get my head back in the game ready to bid. Even 6 months after settlement, he was following up with me to see how the new title of "Landlord" was sitting and how I was coping. I cannot fault Malcolm's service in anyway and I recommend him to anyone I possibly can as I could not have asked for a broker more genuine than himself.

Rae & Ryan

We have always negotiated directly with the Banks and dreaded renegotiation time as it was time consuming, confusing & frustrating. To be honest I never really understood the value a good Mortgage Broker could bring until we were recommended Julie @ Threefold, she totally exceeded all expectations! The process was so much easier and her communication was exceptional. We are more than happy with the service we received and the overall deal we settled on with the bank. She also had a great network of other businesses that we utilised when purchasing our home.

Sean – Waiuku

Mid 2016 Digby came to meet with my wife and I at our home to discuss what options we had around refinancing, and at a push reinvesting. Having just had a baby and being reduced to one income we thought the timing was quite bad, but that soon changed. Digby got to work on our financial situation, got a good handle on where we were at with our mortgage, equity in our family home, and current assets. We were not only surprised at the speed with which Digby worked, but the options we were presented with which we had no idea were there. A few months later we refinanced, as we purchased our first rental property in Cambridge. Not only did Digby help us double our property portfolio, we were able to do some minor renovations on our home and still ended up in a stronger financial position week to week due to the competitive rates he had negotiated for us. What impressed me most about Digby, was that he was on the pulse. His energy and efficiency made purchasing our rental property a real breeze, numerous times he had sourced pre-approval for a new property within 24hrs, giving our conditional offer so much more weight. Had Digby not met with us last year, we would not have purchased a second property, and we would not be in such a secure position as we are today. We have him to thank for that. I would recommend Digby’s services to anyone I know.

Carly – North Shore

I had previously only dealt with one other mortgage broker and it was a confusing and not particularly satisfying experience. Julie was both easy to deal with and made things very simple for me to understand. Julie got us a great rate on our mortgage and I am very happy with the result, as we have a large mortgage and even a small reduction in the interest rate made a huge difference to our repayments. All in all it was a very positive experience for me and I would not only use her again, I would, and have, happily recommend her to others, as she was recommended to me.

Geoff & Emma

A big thank you to Luke and Julie for making everything so effortless, we really appreciated it!!


I cannot thank Julie and Jonathan enough for all the help you gave me in securing the loan for my new house!

It was a bit stressful for me as I was traveling on tour, and not always able to get internet, but you always reached me by phone if the email was unreliable, and made everything seem so easy. Julie and Jonathan were always available for my questions and gave me your time and focus whenever I called. It was amazing - even at odd hours you would always get back to me!!

I am so thrilled to have received the loan that I needed to buy my lovely new home... and so quickly - all thanks to you both!


I cannot express how thankful I am for your help in the whole process from application to settlement. I appreciate the fact that Jonathan made me/my application a number priority especially when the bank took their time and I only had a couple of days before settlement!

You provided excellent and prompt communication throughout the whole process. Also you pulled a great deal for me too. You definitely delivered your commitments and I am a very happy client =) I must say you played a big part of achieving my goal of attaining my second property and I am truly grateful.

This is why I have returned again for your service and I look forward to our continued relationship.

S & K – Manurewa

My parents had gone through difficulties with their mortgage and they ended up with a dodgy broker who nearly took everything they had. During this time I contacted Tania, she helped to simplify the process with refinancing. She was always professional, managed to keep us calm, assured us everything was going to be ok, and never made promises that were unrealistic. She always communicated with us as to where everything was at and she was always encouraging when I was feeling overwhelmed. I am truly blessed by Tania, she was understanding, a great mediator with our parents and siblings, and she worked very hard. I don’t know if my parents will still have their house if it wasnt for Tania, thank you for always going the extra mile, making yourself available at ridiculous hours of the night, and for never giving up on us.

Clint & Lucy

Before we started looking at properties, we didn't have a clue what was involved in getting a mortgage and working out our budget. Malcolm made sense of everything for us immediately, was always willing to answer our questions and made the whole process really easy - and fun too. He's now helped many of our friends through the process of buying their first homes and we can't recommend him enough.

Ben – Waiuku

Digby's knowledge and passion for his industry was very apparent. I have always found it difficult to work in a trades industry and build contacts with knowledge around investing and property. So naturally when i heard a young keen bloke talking so in depth about his industry I was keen to hear more. In the last 18 months, Digby has supplied me updates on OCR and mortgage rate information, market trends and check ups throughout our partnership. We broke and restructured my current loans which has now saved me money. He checks in with me if he becomes aware of changes coming up that can affect me and is generally always ahead of the 8 ball. I started using Digby as my broker hoping to work with someone like minded to myself. Someone with drive and passion, and not someone who is happy to sit back once he gained my business. It’s the ongoing service he provides that makes him a huge asset to my property investment team. He has helped me with revaluations, financing and structures and purchasing property and is always professional, helpful and patient with his clients. I would recommend Digby for avid investors and also first home buyers who would like someone to help them along one step at a time.